BCBS Single Trip Travel Medical Insurance: Focused Protection for One International Journey
When planning one specific international trip — such as a mission assignment, humanitarian project, faith-based service work, conference, or extended fieldwork — you need reliable Accident and Sickness coverage without paying for annual or long-term features you won’t use.
BCBS Single Trip plans provide targeted travel medical insurance for a single continuous journey outside the United States lasting up to 182 days (approximately 6 months).
Two main options are available:
Single Trip Gold — the more affordable plan that does not require a primary U.S. health plan.
Single Trip Platinum — the comprehensive plan that offers broader pre-existing condition coverage when a primary U.S. health plan is maintained.
Both provide flexible medical maximums up to $1,000,000, deductible options as low as $0, 100% coverage of reasonable charges after the deductible for most services, and strong emergency medical evacuation coverage up to $500,000. These plans help small nonprofits, faith-based organizations, humanitarian groups, and individuals manage medical risks during one important trip while keeping costs predictable on a minimal budget.
Core Benefits Included in BCBS Single Trip Plans
Inpatient and outpatient medical expenses (surgery, hospitalization, doctor visits, diagnostics)
Ambulance services (non-evacuation) up to $1,000
Emergency medical evacuation to the nearest appropriate facility
Repatriation of remains
Outpatient prescription drugs outside the U.S.
Emergency dental care for injury or pain relief
Physical and occupational therapy (limited visits)
Terrorism-related illness/injury is typically covered
24/7 global assistance for medical referrals and coordination
Coverage applies only outside the United States. Always review the specific certificate for age eligibility, state variations, full exclusions, and exact terms.