Affordable Annual Travel Insurance for Small to Midsize Organizations: Allianz Annual Deluxe
Running a small or mid-size organization means your team travels — mission trips, conferences, donor visits, or business development — but you don’t have a full-time risk manager or unlimited budget. That’s exactly why Morton Executive Decisions offers the Allianz Annual Deluxe plan: the same high-quality, multi-trip travel protection that Fortune 100 companies rely on, priced for organizations and individuals who operate lean.
With one simple annual purchase, you get 365 days of coverage for unlimited trips, each up to 45 days. No more buying separate insurance for every trip. No more worrying about cancelled flights, medical emergencies abroad, lost baggage, or unexpected delays draining your limited resources. It’s peace of mind that fits your minimal-budget reality.
All benefits are per insured person and per trip unless otherwise noted. Exact limits and terms are in the policy documents.
Emergency Medical — Up to $20,000 for covered medical and dental emergencies during your trip (no deductible).
Emergency Medical Transportation — Up to $100,000 for medically necessary transportation to the nearest appropriate facility.
Baggage Loss, Damage, or Theft — Up to $1,000 total ($500 maximum per high-value item).
Baggage Delay — Up to $200 for essential items after a qualifying delay.
Travel Delay — Reimbursement after a 6+ hour delay for covered reasons (amounts typically $200 per day up to a plan maximum).
Rental Car Damage and Theft — Coverage available in most states (limits often up to $25,000–$45,000 depending on the version and state).
24/7 Travel Assistance Services — Multilingual help with medical referrals, emergency transportation coordination, and other travel issues.
Note: This plan does not include trip cancellation or trip interruption coverage. It is built for travelers who primarily need protection once they are already on the journey.
