GeoBlue Voyager Choice: Comprehensive Single-Trip Travel Medical Insurance for Extended International Journeys
For a single extended international trip — such as a mission project, humanitarian assignment, faith-based service work, conference series, or business fieldwork lasting up to six months — unexpected medical events can create serious financial strain on limited resources. GeoBlue Voyager Choice is a comprehensive single-trip travel medical plan that provides Accident and Sickness coverage for one journey outside the United States lasting up to 182 days.
It offers flexible medical maximums up to $1,000,000, a range of deductibles, and strong benefits, including emergency medical evacuation, repatriation, enhanced dental care, and accidental death & dismemberment. The plan requires enrollment in a primary U.S. health plan and covers pre-existing conditions for medical services and evacuation, subject to plan terms.
This structure delivers reliable, high-limit protection for one important trip without the need for multiple short-term policies.
Key Coverage Highlights – GeoBlue Voyager Choice
Benefits apply outside the U.S. Exact limits, deductibles, coinsurance, and terms are detailed in the policy documents. Medical maximum options: $50,000, $100,000, $500,000, or $1,000,000 (reduced limits for ages 70–95). Deductible options: $0, $100, $250, or $500. After the deductible, benefits are paid at 100% of reasonable charges up to the medical maximum for most covered services.
Medical Expenses — Up to the selected maximum. Covers surgery, anesthesia, inpatient/outpatient doctor visits, diagnostic X-ray and lab, office visits, hospitalization, and ambulatory surgical centers.
Ambulance Service (non-evacuation) — 100% up to $1,000.
Emergency Medical Evacuation — Up to $500,000 (deductible often waived).
Repatriation of Remains — Up to $25,000.
Accidental Death & Dismemberment — Principal sum up to $50,000.
Outpatient Prescription Drugs (outside U.S.) — 100% of expenses up to $5,000.
Emergency Dental Care — 100% of covered expenses up to $500 per trip period for injury; up to $250–$500 for relief of pain (depending on version).
Physical & Occupational Therapy — Up to 6 visits per trip period, $100 maximum per visit.
Bedside Visit / Emergency Family Travel — Up to $2,500 for one economy round-trip airfare for a companion during hospitalization.
24/7 Global Assistance — Multilingual support, medical referrals, and care coordination.
Coverage is available to U.S. residents (certain states) enrolled in a primary health plan, up to age 84 or 95, depending on the version. The benefits for downhill skiing and scuba diving are limited (often up to $10,000). Always review the certificate for fully covered reasons, exclusions, age eligibility, and state variations. COVID-19 is treated as any other illness.