iTravelInsured Choice Travel Insurance: Affordable Single-Trip Protection for One Journey
For a single mission trip, humanitarian project, faith-based service assignment, conference, or business travel, unexpected events such as illness, cancellations, or delays can strain limited resources. iTravelInsured Choice from IMG is a budget-friendly single-trip travel insurance plan that protects one continuous journey.
It reimburses prepaid, non-refundable trip costs for covered reasons if you must cancel or interrupt the trip. It also provides primary emergency medical coverage, medical evacuation, baggage protection, and travel delay benefits.
This plan offers core safeguards without expensive extras, helping small nonprofits, faith-based organizations, humanitarian groups, and individuals protect their trip investment and well-being on a minimal budget.
Key Coverage Highlights – iTravelInsured Choice
Benefits are per insured person unless otherwise noted. Exact limits, terms, and conditions are in the policy documents. The maximum insured trip cost is typically up to $10,000 (confirm when quoting).
Trip Cancellation — Up to 100% of the insured trip cost for covered reasons (illness, injury, death of a family member, severe weather, etc.).
Trip Interruption — Up to 150% of the insured trip cost for covered reasons after departure.
Emergency Accident and Sickness Medical Expense — Up to $100,000 (primary coverage; dental expenses up to $750 in some versions).
Emergency Medical Evacuation & Repatriation of Remains — Up to $500,000.
Travel Delay — Up to $150 per day per person (maximum $1,000) after a qualifying delay (typically 6–12 hours).
Baggage Loss, Damage, or Theft — Up to $1,000 total ($250 per article limit).
Baggage Delay — Up to $300 for essential items after a qualifying delay.
Missed Connection — Up to $500 for covered expenses.
Additional benefits — Airline reissue/cancellation fees up to $200; political or personal security evacuation and natural disaster evacuation (limits apply, often $100,000 each).
Pre-existing medical conditions may be waived if the plan is purchased within a specific window (e.g., 14–20 days of initial trip deposit in many versions). Always review the certificate for fully covered reasons, exclusions, and state-specific variations.