iTravelInsured Travel GT: Group Single-Trip Travel Insurance for Teams of 10 or More
When a group of 10 or more travels together — such as a mission team, humanitarian delegation, faith-based service group, conference attendees, or small commercial team — one unexpected event can disrupt the entire trip and strain limited resources.
iTravelInsured Travel GT from IMG is a single-trip travel insurance plan designed specifically for groups. It protects the entire group under one policy with group-rate pricing while providing trip cancellation and interruption coverage, basic medical and evacuation benefits, baggage protection, and travel delay support.
This plan helps organizations and groups safeguard prepaid costs and provide essential backup for medical or delay situations without the complexity or high cost of individual policies for each member.
Key Coverage Highlights – iTravelInsured Travel GT
Benefits apply per insured person unless otherwise noted. Exact limits, terms, and conditions are in the policy documents. The maximum insured trip cost is typically up to $30,000 per person (confirm when quoting for your group).
Trip Cancellation — Up to 100% of the non-refundable insured trip cost for covered reasons (illness, injury, death of a family member/travel companion, severe weather, etc.).
Trip Interruption — Up to 125% of the non-refundable insured trip cost for covered reasons after departure.
Emergency Accident and Sickness Medical Expense — Up to $25,000 per person (dental sublimit up to $1,000 per trip).
Emergency Medical Evacuation & Repatriation of Remains — Up to $100,000 per person (includes return transportation, transportation of children, and bedside visit).
Travel Delay — Up to $150 per day per person, maximum $600 per person (after a qualifying delay).
Missed Trip Connection — Up to $500 per person.
Baggage and Personal Effects — Up to $1,500 total ($250 maximum per item); includes replacement of passport/visa/travel documents.
Baggage Delay — Up to $200 per person (after a 24-hour qualifying delay).
Additional benefits — 24/7 non-insurance emergency travel assistance (medical referral, lost luggage help, emergency cash transfer, embassy referrals, etc.).
Pre-existing medical conditions are subject to standard exclusions (waiver may be available depending on timing and state rules). COVID-19 is treated as any other illness. Always review the specific certificate for fully covered reasons, exclusions, and state variations.