iTravelInsured Travel SE: Single-Trip Travel Insurance with Stronger Protection for One Journey
When planning a single important international or domestic trip — such as a mission project, humanitarian assignment, faith-based service work, conference, or team fieldwork — higher trip costs or added risks can quickly strain limited budgets if something goes wrong.
iTravelInsured Travel SE from IMG is a well-rounded single-trip travel insurance plan that covers a single continuous journey with meaningful coverage limits. It reimburses prepaid, non-refundable trip costs (up to $150,000 per person) if you must cancel or interrupt for a covered reason. It also includes primary emergency medical coverage up to $250,000, medical evacuation up to $500,000, rental car damage and theft protection, baggage benefits, and pet kennel reimbursement during covered delays.
This plan delivers practical safeguards at an affordable price point, helping small nonprofits, faith-based organizations, humanitarian groups, and individuals protect their trip investment and people without overpaying for unnecessary extras.
Key Coverage Highlights – iTravelInsured Choice
Benefits are per insured person unless otherwise noted. Exact limits, terms, and conditions are in the policy documents. The maximum insured trip cost is up to $150,000 per person.
Trip Cancellation — Up to 100% of the insured trip cost for covered reasons (illness, injury, death of a family member or traveling companion, severe weather, etc.).
Trip Interruption — Up to 150% of the insured trip cost for covered reasons after departure.
Emergency Accident and Sickness Medical Expense — Up to $250,000 (primary coverage; dental expenses up to $1,000 in some versions).
Emergency Medical Evacuation & Repatriation of Remains — Up to $500,000.
Travel Delay — Up to $125 per day per person, maximum $2,000 (after a 12-hour qualifying delay).
Baggage Loss, Damage, or Theft — Up to $1,500 total ($250 per article limit).
Baggage Delay — Up to $250 for essential items after a 12-hour qualifying delay.
Rental Car Damage and Theft — Up to $40,000 per covered vehicle.
Missed Connection — Up to $500 (after a 6-hour delay).
Pet Kennel — Up to $100 per day ($300 max per pet) for covered delays.
Additional benefits — Political/security/natural disaster evacuation (limits apply); change fee reimbursement; frequent traveler reward points reimbursement.
Pre-existing medical conditions may be waived if purchased within 20 days of the initial trip deposit (60-day lookback in many versions). Always review the specific certificate for the full list of covered reasons, exclusions, and state variations. COVID-19 is treated as any other illness.